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Dec 02nd 2021
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Home Special Coverage News Cashless treatment for accident victims

Cashless treatment for accident victims

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Two cars collideA first of it kind project seeks to bring down road accidents and the resulting fatalities.


Ministry of Road Transport and Highways (MoRTH) has signed an MoU with ICICI Lombard to launch a Pilot Project for Cashless Treatment of Road Accident Victims on Gurgaon - Jaipur stretch of National Highway(NH)-8. The MoU signed will provide for executing the project on ‘zero administrative expenses’ basis while ICICI Lombard will spend Rs 3 million as part of Corporate Social Responsibility (CSR).

About 140,000 persons die in road accidents every year. The pilot project, which may probably be the first of its kind in the country, is a serious effort on the part of MoRTH to arrest and bring down graph of road accidents and fatalities in road accidents.

Ministry has created a corpus of Rs 200 million for providing cashless treatment to the road accident victims on the identified stretch at the empanelled hospitals for the first 48 hours, subject to a ceiling of Rs 30,000. The idea is that no one may be deprived of immediate treatment for want of money for paying hospital bills. The panel of hospitals will include not only government hospitals, but also private hospitals having requisite facilities. The pilot project is being launched to gain data and experience for rolling out a pan-India scheme aimed at providing immediate medical attention to the accident victims during the ‘Golden Hour’.

To make the Project successful, the Ministry will enroll a large number of volunteers on the identified stretch of NH-8. These volunteers will be imparted training in first-aid and trauma care, for which Ministry is in consultation with AIIMS. These volunteers will act as “first responders”. They will immediately reach the accident site and report accidents to the control room to be established by the Ministry for this project, and also assist in first-aid and transportation of the accident victims to hospitals. This control room will be linked to a fleet of ambulances fitted with GPS devices, and deployed on the identified stretch exclusively for transporting road accident victims to the nearest hospitals. Ministry will provide five new Advance Life Saving ambulances to supplement the existing fleet of ambulances provided by the concessionaires on the stretch.

The pilot project includes scientific investigation of crashes on the identified stretch through IIT, Delhi under a project to be financed by NATRIP, Department of Heavy Industry, Government of India. The data from these investigations will be used to strengthen mechanical safety of vehicles, identify and treat deficiencies in road geometry, decide various other measures to strengthen road safety .

The State Governments of Haryana and Rajasthan will be closely associated with the execution of the project. They are expected to deploy mobile posts on the identified stretch for immediate reporting and handling of accident victims; conduct intensive checking of wearing of seat belts and helmets, drunken driving, possession of third party insurance certificate, driving licence, over-speeding etc. so as to simultaneously make a concerted effort to bring down the number of incidents of accidents because, prevention is better than cure. Ultimately, the objective is to save precious lives.

NHAI will put up sign boards at every 500 meters for precise identification of the accident spots and also provide jackets with reflective tapes and signs to the road safety volunteers. Besides, NHAI will closely coordinate with IIT teams and executing agency for prompt treatment of black spots and rectification of deficiencies, if any, in roads geometric


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